Our Business Banker job description includes the responsibilities, duties, skills, education, qualifications, and experience.
About the Business Banker role
A Business Banker provides financial services to businesses, including lending, deposit and cash management products, as well as advice on risk management and financial planning. They assess customers’ financial situation and recommend the most suitable financial solutions. They also develop relationships with customers to ensure their satisfaction and loyalty.
Role Purpose
The purpose of a Business Banker is to provide financial services and support to businesses, including small and medium-sized enterprises (SMEs). As a Business Banker, one is responsible for helping businesses secure loans, arrange financing, and manage cash flow. They also help companies set up accounts, manage investments, and provide advice on financial matters. Business Bankers strive to ensure that businesses have the resources necessary to remain competitive and successful in their industries.
Business Banker Summary
The Business Banker is responsible for providing a full range of banking services to commercial clients. The Business Banker will develop and maintain strong relationships with clients in order to meet their banking needs and provide superior customer service. The Business Banker will perform credit analysis and loan underwriting, and develop new loan and deposit relationships. Additionally, the Business Banker will analyze financial information and make appropriate recommendations. The Business Banker will also provide guidance on credit policies, banking regulations, and banking services.
Business Banker Duties
- Develop and maintain strong relationships with business customers
- Provide financial advice to customers in areas such as cash flow, investments and debt management
- Identify and pursue new business opportunities
- Manage customer accounts, including account openings and closings
- Assess customer needs and provide financial solutions
- Manage loan processes including researching, structuring, pricing and negotiating terms
- Provide expertise on banking products and services
Business Banker Skills
- Business acumen
- Financial analysis
- Credit analysis
- Banking regulations
- Consulting
- Relationship management
Business Banker Requirements
- Ability to develop and manage relationships with business clients
- Strong knowledge of banking and financial services
- Strong analytical and problem-solving skills
- Excellent interpersonal and customer service skills
- Knowledge of banking regulations
Personal Traits
- Strong interpersonal and communication skills
- Excellent customer service orientation
- Ability to manage multiple tasks and prioritize workload
- Excellent organizational and problem-solving skills
- Knowledge of banking regulations and procedures