Our Mortgage Closer job description includes the responsibilities, duties, skills, education, qualifications, and experience.
About the Mortgage Closer role
A Mortgage Closer is responsible for completing the loan process from the time the loan is approved until it is funded. This includes preparing closing documents, verifying accuracy of information, and ensuring compliance with applicable laws and regulations. The Mortgage Closer must also be able to handle customer inquiries and ensure a smooth closing process.
Role Purpose
The purpose of a Mortgage Closer is to facilitate the closing process of a mortgage loan. They serve as a liaison between the borrower, lender, and closing agent. Mortgage Closers are responsible for ensuring that loan documents are properly executed and all necessary funds are collected in order to fund the loan. They review the closing documents and loan files to ensure accuracy and completeness. Mortgage Closers also manage the closing process from start to finish in order to ensure that the loan is closed efficiently and without delay.
Mortgage Closer Summary
The Mortgage Closer is responsible for ensuring all documents related to closing a mortgage loan are completed accurately and in a timely manner. The Closer will review loan documents, obtain signatures, verify funds, coordinate with all parties involved in the transaction, and ensure that closing conditions are met. The Closer will also ensure the accuracy of loan files, provide customer service to loan officers and borrowers, and ensure that all legal and regulatory requirements are met. The ideal candidate will have experience in the mortgage industry, excellent organizational and communication skills, and a keen attention to detail.
Mortgage Closer Duties
- Review loan closing documents for accuracy and completeness
- Coordinate with lenders, title companies, and other external parties to ensure mortgage documents are processed in accordance with regulations
- Oversee the entire closing process, including preparing closing documents, collecting and verifying documentation, and ensuring all requirements are met
- Organize and maintain loan closing files in accordance with company policies and procedures
- Resolve any discrepancies or issues in a timely and accurate manner
- Provide customer service to borrowers, lenders, and other parties involved in the closing process
Mortgage Closer Skills
- Excellent customer service skills
- Strong problem solving and organizational skills
- Proficiency in a variety of software applications
- Knowledge of loan closing procedures and regulations
- Ability to work efficiently and accurately under pressure
Mortgage Closer Requirements
- Excellent communication and customer service skills
- Strong organizational and time management skills
- Proficiency in Microsoft Office applications
- Ability to interpret and explain legal documents
- Knowledge of mortgage closing processes
Personal Traits
- Attention to detail
- Organizational skills
- Time management skills
- Ability to work independently